I want to clear my Polish mortgage early. What does it cost?
Pick when you want to be done — we show how much to add every month, or pay today, and how much interest that saves.
1
Your loan today
You will find these in your banking app or your last schedule.
Outstanding balance?
zł
Interest rate?
%
Payments left
years
mo
Your payment works out at about 3 514 złAs it stands, you finish: May 2053
2
When do you want to be done?
Paid off within 15 yearsby Oct 2041 · 11 years 7 mo sooner
To be done by Oct 2041ESTIMATE
Interest as it stands546 605 zł
Interest under this plan283 565 zł
You add in total225 370 zł
Clearing it all today: 574 280 zł — you save about 546 605 zł in interest.
What it takes to finish sooner
Click a row to set that date.
PAID OFF WITHINENDSMORE EVERY MONTHOR TODAYLESS INTEREST (MONTHLY PLAN)
A single payment saves more, because it cuts the principal at once. Regular top-ups spread the effort over time — they need less cash in one go.
The results are estimates, not an offer. We assume equal instalments, a rate that stays the same to the end, and overpayments that shorten the term. The bank's actual payoff figure may differ by the interest accrued since your last instalment.